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WE EDUCATE,
EMPOWER
and 
ENERGIZE
YOUR FINANCIAL
FUTURE

 

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Welcome Video

Female Financial Fitness provides educational content only and does not offer financial, investment, or insurance advice. All services requiring licensure are offered separately by

licensed  professionals. Female Financial Fitness is independently operated and is not affiliated with or endorsed by any brokerage firms or associated entities.

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Empowering through Education
Where Strategy meets Sisterhood.

At Female Financial Fitness, we are dedicated to empowering women to take control of their finances. Research shows that women tend to invest strategically, and their biggest fear is to lose money. We provide financial education and strategies made for women. We make it

easy for you and want you to feel at ease to ask questions and make powerful decisions. 

 

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Here just a few examples of what we can teach you: ​​​

 

Grow your wealth protected from stock market loss

 

Increase your savings by reducing fees and taxes 

Achieve your financial goals steadily and consitently 

Explore Our Offerings

Financial Education

Our complementary 30-minute Signature CROSS-FIN class will change your Financial Future. 

Financial Strategy

You will learn strategies to save more, reduce fees, taxes and bad debt, and grow your wealth in a safe and consistent way (completely protected from market loss). 

Financial Planning

We will build a smart financial plan for you that will provide clarity and confidence to you, now and for your retirement. 

We do not offer or sell any specific investment or insurance products through this platform. If clients choose to move forward with regulated financial services, those services are handled separately under proper licensure and through third-party platforms that are disclosed during our client intake process.

Disclosures: Female Financial Fitness is independently owned and operated. It is not affiliated with or endorsed by any investment firm, insurance company, or broker-dealer. For questions about licensed services, please contact us directly.

Female Financial Fitness: Where Strategy Meets Sisterhood

A one stop shop for all your financial needs. Learn how to grow your wealth without market risk, smart savings tips,

tax hacks, debt management, long-term care, real estate investments and estate/retirement planning. 

Mission: Moving Forward 

We educate, empower and energize women from all walks of life to build a successful financial future with clarity and confidence. No sister left behind.  

"Our clients don’t just get a Financial Plan—they join a movement of women building wealth together with wisdom and fun"

Vision: Rising the Sheconomy

To become the most trusted and preferred brand for women seeking financial advice, education, and solutions.  By empowering thousands, we are building a distinct community and network of financially smart and successful women. We are creating Female Financial Fitness.

"We value open and clear communication with an honest mind and helpful heart. Where Strategy meets Sisterhood we rise together”

Foundation: Our Friendly Founder

Denise Sandkamp, MBA, CFP® Canidate and Investment Advisor Representative with the Women's Wealth Boutique is the CEO and Founder of "Female Financial Fitness". She had 25 years of experience in the Financial Services industry at American Express and Citibank is now dedicated to empowering women to achieve their financial goals and independence. Denise is a single mom of two amazing teenage boys and two adorable bunnies. She speaks five languages fluently, holds a Series 65 license as well as a Insurance & Annuities license. 

"Our company is founded on Christian values: to act with honesty, lead with humility, serve with love, and welcome all.  Our brand is feminine and fun—yet strategic, and full of purpose."

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Female Financial Fitness is an independent platform created to educate and empower women through financial literacy. Our goal is to simplify financial concepts and help women make informed decisions about their futures.

Please note: We do not sell insurance, investment, or financial products directly through this site. All regulated financial services are provided only through properly licensed professionals via approved platforms. Female Financial Fitness is not affiliated with or endorsed by any brokerage firms or associated financial entities.

Financial Strategies for Women 

Research shows that certain Financial Strategies are more suit for the female heart and smart. We have gained expert knowledge in those strategies and are excited to share them with you. We make it "EASI" to understand (ETFs, Annuities, Savings, Insurances & Income Strategies). 

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BFF with an ETF

ETF stands for Exchange Traded Funds. Imagine a Mutual Fund (pool of stocks or/and bonds) which you can easily trade yourself online. There are about 12,000 different ETFs globally. Educate yourself to find out which ETFs are best for you and then get ready to establish a long term relationship with your financial BFF. 

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The Beauty of an Annuity 

An Annuity can act like a private pension plan. An income annuity will provide you with the peace of mind to receive income for the rest of your life. Isn't that beautiful?! 

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Save like a Champion

From High Yield Savings Accounts, to debt reduction and Indexed strategies, there are many ways to save more money in a tax efficient. market loss protected and low to no fee environment. We'll teach you how to save like a champion! 

Female Financial Fitness provides educational content only and does not offer financial, investment, or insurance advice. 

All services requiring licensure are offered separately by licensed professionals. Female Financial Fitness is independently

operated and is not affiliated with or endorsed by any brokerage firms or associated entities.

Flexibility

Protect & Stretch Your Wealth with Insurance & Income  

We will teach you strategies to use insurance to not just protect but also grow your wealth and how to earn steady income with other instruments.

Client Stories

Real Success Stories

“Female Financial Fitness has transformed my approach to financial planning. I am a successful business women but do not know much about Finance. The Female Financial Fitness Team came up with a Strategy that helped me increase my retirement savings by 50% within a couple of weeks. I am very grateful and feel thankful to have them in my life." 

Julie B, Pre-school owner, and former United Nations employee 

  "I am an Executive in Strategy Consulting and was always too busy with work and my kids to sit down and work out a Financial Plan. Female Financial Fitness made it easy for me. They listened and understood my personal situation. They provided me with a financial strategy and plan that not only covers the bases but also makes me feel confident about my financial future. Thank you, Female Financial Fitness team!"  

Stephanie H., Head of Client Strategy at Ad Agency 

“I highly recommend Female Financial Fitness to women seeking expert financial guidance. I am a very skilled and experience professional, but Finance is not my expertise. The team at Female Financial Fitness took time to know me and explain the basics of the financial world to me. I was so worried that my 401k savings that I had worked so hard for, were shrinking. They paved a path forward that gives me the peace of mind that I will never be impacted by any market downturns again and be financially covered for the future." 

Khira C., Administrative Assistant at Cruise Line supplier  

Female Financial Fitness provides educational content only and does not offer financial, investment, or insurance advice. All services requiring licensure are offered separately by licensed  professionals. Female Financial Fitness is independently operated

and is not affiliated with or endorsed by any brokerage firms or associated entities.

Request a complementary Appointment

By submitting this form, you may be contacted by a licensed insurance professional. Regulated products such as annuities or life insurance may be discussed upon request.

Female Financial Fitness provides educational content only and does not offer financial, investment, or insurance advice. All services requiring licensure

are offered separately by licensed  professionals. Female Financial Fitness is independently operated and is not affiliated with or endorsed by any

brokerage firms or associated entities.

Stay Connected with Us

Female Financial Fitness provides educational content only and does not offer financial, investment, or insurance advice. All services requiring licensure are offered separately by licensed  professionals. Female Financial Fitness is independently operated

and is not affiliated with or endorsed by any brokerage firms or associated entities.

 

PRIVACY & TERMS OF USE 

​Disclaimer: Female Financial Fitness is an inclusive brand. While we focus our marketing and strategy around the female hearts and smarts, every gender and gender identity are welcome and will receive equal service. 

Privacy Policy (FeFiFi.com)

Privacy Policy Effective Date: 05/12/2025. Female Financial Fitness (“FeFiFi”, “we”, “our”, or “us”) respects your privacy and is committed to protecting the personal information you share with us. This Privacy Policy explains how we collect, use, and safeguard your information when you visit our website, www.fefifi.com.1. Information We may collect personal information that you voluntarily provide to us, including your name, email address, phone number, and message content when you submit a form, schedule an appointment, or contact us. 2. How We Use Your Information: We use your information to respond to inquiries and provide requested information, send educational materials and resources, schedule and confirm appointments, comply with legal obligations. We do not sell your personal information. Your information may be shared with licensed professionals only for the purpose of providing requested financial services. 3. Third-Party Services: We may

use trusted third-party tools such as scheduling software, analytics, or email marketing platforms that process data on our behalf under secure agreements. 4. Cookies and Tracking: We may use cookies or tracking tools to improve site functionality. You can disable cookies in your browser settings .5. Your Rights: You may request access to, correction of, or deletion of your personal data by contacting us at [Your Contact Email] .6. Security: We implement reasonable safeguards

to protect your data, but no system is 100% secure. Use this site at your own risk.7. Changes to This Policy: We may update this Privacy Policy from time to time. Changes will be posted on this page with a revised effective date.

 

Contact Us If you have any questions, please contact us at inf@FeFiFi.com. Terms of Use (FeFiFi.com) Terms of Use Effective Date: 05/12/2025. Welcome to www.fefifi.com (“Website”), owned and operated by Female Financial Fitness (“FeFiFi”). By accessing this Website, you agree to the following terms and conditions.1. Educational Content only. The content provided on this Website is for informational and educational purposes only. It does not constitute financial, investment, legal, or tax advice. 2. No Professional Relationship: Submitting a form or viewing this site does not establish a client relationship. Regulated financial services are only offered through licensed professionals by appointment and after proper disclosure .3. Intellectual Property: All content, branding, graphics, and copy are the intellectual property of Female Financial Fitness. You may not reproduce or distribute content without written permission. 4. Third-Party Links: This Website may contain links to third-party sites. We are not responsible for the content or practices of those external websites. 5. Disclaimers: We make no guarantees regarding outcomes or suitability of any strategies discussed. Any financial products are offered separately through licensed agents. 6. Limitation of Liability: Female Financial Fitness is not liable for any loss or damage resulting from the use of this Website or reliance on its content. 7. Changes to Terms: We may revise these Terms of Use at any time. Continued use of the Website indicates your acceptance of any changes.. Contact Us for questions, contact us at info@FeFiFi.com.

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